MedicalBills
How It WorksScorecardMethodologyPartnersTrustInsights
Client Login
Client Login
Menu
How It WorksScorecardMethodologyPartnersTrustInsights
Client Login
Sample Employer ReportClient data anonymized

What We Find

A 500-employee manufacturer.
$1.2M in recoverable savings.

This is what a typical engagement looks like. Every number is based on actual claims data, CMS Medicare rates, and market benchmarks. Your dedicated partner delivers this analysis within 30 days of receiving your claims file.

Analysis period: January – December 2025

$12.8M

Annual healthcare spend

across all plan members

2,147

Claims analyzed

every procedure benchmarked

$1.2M

Recoverable savings

9.4% of total spend

Where the Money Goes

Four categories.
One report.

TPA Spread

$390K

32% of total

Admin markup above negotiated rates on high-cost procedures. Your TPA is adding undisclosed fees that exceed market norms.

Billing Errors

$340K

26% of total

Upcoding, unbundling, and modifier abuse across 89 claims. Providers billing for more expensive procedures than performed.

Rate Optimization

$280K

23% of total

Procedures billed above fair market rate (over 200% of Medicare). The same procedure at a nearby facility costs 40–60% less.

Plan Design

$190K

16% of total

Network steering opportunities for imaging and outpatient surgery. Redirecting volume to centers of excellence reduces cost without changing benefits.

Drill-Down

One claim.
$14,234 overcharge.

Here is a single claim from the report, analyzed in full. This is the level of detail your partner applies to every flagged claim.

CPT 29881Knee arthroscopy with meniscectomy

Medicare Rate

$1,847

Fair Price (140%)

$2,586

Amount Billed

$15,400

836% of Medicare

Unbundling Violation

Impact

$1,420

Supplies (CPT 99070) billed separately at $1,420 — included in the global surgical package. This charge should be zero.

Excessive Charge

Impact

$12,814

Primary procedure billed at 836% of Medicare. The plan's RBP rate is 140% of Medicare ($2,586). The provider is demanding $12,814 above market.

Total recoverable on this one claim

$14,234

Multiply this across 89 flagged claims and you see how $1.2M adds up.

Multiply this across 89 flagged claims and you see how $1.2M adds up.

Your Partner’s Roadmap

From findings to
recovered dollars.

Your dedicated customer success partner builds this roadmap, executes it alongside you, and reports progress every month. This is not a report you read and file. It is a plan you execute together.

01 — RECOVER

File disputes for top 20 claims

$460K recoverable

Formal disputes with evidence packages for the highest-dollar billing errors and excessive charges. Each dispute includes CMS MRF data, NCCI edit documentation, and a templated demand letter.

02 — RENEGOTIATE

Renegotiate TPA contract terms

$390K annual savings

Armed with benchmark data showing admin spread above market, renegotiate your fee schedule. We provide the comparison data and sit at the table with you.

03 — REDIRECT

Redirect high-cost procedures to COEs

$350K annual savings

Steer imaging and outpatient surgery to in-network centers of excellence with verified fair pricing. No network change required — just smarter referral patterns.

∞ — MONITOR

Monthly monitoring + quarterly review

Prevent recurrence

Your customer success partner reviews every claim monthly and meets quarterly to update the roadmap. New overcharges are caught within 30 days, not 12 months.

This is what your dedicated partner delivers.
Every month.

Not a database. Not a dashboard. A partner who knows your plan, watches every claim, and fights for every dollar.

Book a Call

or

See a Sample Scorecard
MedicalBills

Insights for CFOs, benefits directors, and brokers navigating self-insured healthcare.

Platform

How It WorksRate Competitiveness ScorecardMethodologyResultsTrust & Security

Company

For PartnersFiduciary AssessmentInsightsClient LoginContact Us

Legal

Privacy PolicyTerms of ServiceHIPAA Compliance

©2026, MedicalBills